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Proof of Income - Recent Pay Stub, or Award Letter(s) for Social Security Income, Disability Income, Pension Income, or other Award Income.c. A Bank Document With Bank Routing Number, or a Blank Check. Come in, get the cash you need, and pay off the loan on your next pay date. ….here is the best thing of all, Your first Payday Loan with USA Checks Cashed is always interest FREE!!! You will not pay one penny of interest on your 1st Payday Loan with USA Checks Cashed.Payday loans range in size from $100 to $1,000, depending on state legal maximums. Loans typically cost 400% annual interest (APR) or more.The finance charge ranges from $15 to $30 to borrow $100.While the amount that a payday lender is allowed to loan out varies state to state, the average per-loan limit is $500.The two most important features of a payday loan are the length of the term and the interest rate. It depends on which state the loan is being issued in, but payday loans rarely come with terms longer than a month — some have terms as short as a week.To pay a loan, borrowers can redeem the check by paying the loan with cash, allow the check to be deposited at the bank, or just pay the finance charge to roll the loan over for another pay period.
Some payday lenders also offer longer-term payday instalment loans and request authorization to electronically withdraw multiple payments from the borrower’s bank account, typically due on each pay date.
We know there are other lending companies that you could choose to work with, but we created our “1st Payday Loan Interest Free” offer as our way of trying to earn your loyalty and thank you for your business.
Come in to one of our more than 30 locations…Find a Location or Call us now at 1-855-332-4325 (1-855-33-CHECK). Apply on Line or at any USA Checks Cashed Location.
Big Picture Loans (formerly known as Castle Payday) is a short-term loan company offering installment, or personal, loans.
This is one of several loan companies operated by the Lac Vieux Desert Band of Lake Superior Chippewa Indians, a federally-recognized American Indian Tribe.
Allegedly, they’re intended to tide a person over until their next payday. Payday lenders will simply set the due date for the loan on the borrower’s next payday.