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Backdating contracts verbal contracts and contract splitting

backdating contracts verbal contracts and contract splitting-63

Comicbook Words on Historical Principles -includes definition (English) (48KB, indexed 22Jun2002)[1354 words, index = mic] Le Glossaire du social -includes definition (French) (indexed 22Jun2002)[848 words, index = los] Lexique des termes culinaires en 7 langues -includes translation (English, French, German, Italian, Spanish, Dutch, Swedish) (indexed 22Jun2002)[850 words, index = evi] Look Online Modelexikon -includes definition (German) (57KB, indexed 22Jun2002)[1501 words, index = loo] Martin's Norwegian Genealogy Dictionary -includes translation (English, Norwegian) (indexed 22Jun2002)[531 words, index = tla] Masonic Dictionary -includes definition (English) (78KB, indexed 22Jun2002)[217 words, index = orn] Nautical Expressions in the Vernacular -includes origin (indexed 22Jun2002)[42 words, index = ioc] Navajo Code Talkers' Dictionary -includes definition (English, miscellaneous) (indexed 22Jun2002)[1644 words, index = ist] Political -includes definition (English) (33KB, indexed 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words, index = rin] chroma a dictionary of French color names -includes definition (French), synonym, illustration, example phrase, origin (indexed 22Jun2002)[401 words, index = hez] Religion American English Hacker Theocratese -includes definition (English) (indexed 22Jun2002)[916 words, index = eec] Basic Terms of Shinto -includes definition (English), illustration (indexed 22Jun2002)[1580 words, index = kok] Buddhist terms -includes definition (English) (indexed 22Jun2002)[90 words, index = bud] Catholic Encyclopedia -includes definition (English) (indexed 22Jun2002)[10713 words, index = kni] Dictionary of Muslim Philosophy -includes definition (English) (66KB, indexed 22Jun2002)[668 words, index = hoz] Easton Bible -includes definition (English) (indexed 22Jun2002)[3961 words, index = eas] Father Jeromes DICTIONARY of Words/Phrases Used in the QUFD Website -includes definition (English) (indexed 22Jun2002)[183 words, index = nge] Glossary of Biblical English of the Authorised Version of the HOLY BIBLE -includes definition (English) (indexed 22Jun2002)[479 words, index = tea] Irivng Hexham's Concise Dictionary of Religion -includes definition (English) (68KB, indexed 22Jun2002)[2045 words, index = suc] Islamic Terms and Concepts -includes definition (English) (indexed 22Jun2002)[213 words, index = slm] Islamic Terms -includes translation (English, Hebrew), definition (English) (indexed 22Jun2002)[449 words, index = unn] Lexikon der Christlichen Moral -includes definition (German) (indexed 22Jun2002)[254 words, index = stj] Mennonite Low German Dictionary -includes translation (German) (indexed 22Jun2002)[24668 words, index = enn] New Age Terminology -includes definition (English) (indexed 22Jun2002)[140 words, index = exe] Pali & Buddhist Terms -includes definition (English) (indexed 22Jun2002)[166 words, index = met] Postmodern Bible -includes definition (English), illustration, sound pronunciation (18KB, indexed 22Jun2002)[233 words, index = rey] Religious 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Agate Lexicon -includes definition (English) (231KB, indexed 22Jun2002)[110 words, index = nle] Analytical Services Techniques -includes definition (English) (indexed 22Jun2002)[29 words, index = eac] Andromede - dictionnaire encyclopedique de l'astronomie -includes definition (French), illustration (indexed 22Jun2002)[229 words, index = nac] Anthropologie -includes definition (French) (indexed 22Jun2002)[57 words, index = nig] Anthropology dictionary -includes definition (English) (34KB, indexed 22Jun2002)[1765 words, index = rso] Atmospheric Chemistry and Air Quality -includes definition (English) (32KB, indexed 22Jun2002)[347 words, index = shs] BEILSTEIN Dictionary (Chemistry) -includes translation (English, German) (28KB, indexed 22Jun2002)[3091 words, index = sul] Bacterial Names with Standing in Nomenclature -includes definition (English), origin (indexed 22Jun2002)[1409 words, index = cic] Biochemistry -includes definition (French) (20KB, indexed 22Jun2002)[404 words, index = ula] Biodiversity -includes definition (English) (indexed 22Jun2002)[104 words, index = wri] Biological Control -includes definition (English) (indexed 22Jun2002)[132 words, index = nys] Biological Sciences Dictionary -includes definition (English) (indexed 22Jun2002)[1701 words, index = iol] Biotiming -includes definition (English) (indexed 22Jun2002)[28 words, index = btv] Bird On!-includes definition (English) (indexed 22Jun2002)[1224 words, index = bir] Botanical Terms -includes definition (English) (indexed 22Jun2002)[4972 words, index = gar] Bryological -includes translation (English, French, German, Spanish, Latin), definition (English) (indexed 22Jun2002)[4958 words, index = mob] COMPENDIUM OF ENVIRONMENTAL ACRONYMS (CEA) -includes definition (English) (19KB, indexed 22Jun2002)[2819 words, index = umr] Chemistry Dictionary -includes definition (English) (15KB, indexed 22Jun2002)[601 words, index = eta] Conversion Factors -includes definition (English) (24KB, indexed 22Jun2002)[240 words, index = min] DRAGONFLY TERMS -includes definition (English) (indexed 22Jun2002)[53 words, index = dra] Dave's Math Tables: English-Spanish Dictionary -includes translation (English, Spanish) (indexed 22Jun2002)[777 words, index = sis] Diccionario de la contaminación -includes translation (English, Spanish), definition (Spanish) (88KB, indexed 22Jun2002)[1218 words, index = ane] Dictionary of Botanical Epithets -includes translation (English, Latin), definition (English) (55KB, indexed 22Jun2002)[16294 words, index = nte] Dictionary of Horticultural Terms -includes definition (English) (indexed 22Jun2002)[84 words, index = flo] Dictionary of Physics -includes definition (English) (indexed 22Jun2002)[746 words, index = phy] Dictionnaire de chimie -includes definition (French) (indexed 22Jun2002)[116 words, index = sco] Dinosaurs -includes definition (English) (indexed 22Jun2002)[57 words, index = din] ENVIRONMENTAL TERMS -includes definition (English) (23KB, indexed 22Jun2002)[181 words, index = aeg] Earliest Known Uses of Some of the Words of Mathematics -includes origin (110KB, indexed 22Jun2002)[1394 words, index = jef] Electrochemistry Dictionary -includes definition (English) (indexed 22Jun2002)[702 words, index = ele] English-Japanese Marine Life Dictionary ‰p˜aŠC—m?

A child support assessment works out the amount of money to be paid to the parent with primary care of the child by the other parent. Parents have the primary duty to maintain their children.(ISO) insurance to value insuratization insured insured contract insured fixed-price cleanup (IFC) insured versus insured exclusion insurer insurer insolvency exclusion insurer-sponsored agency captive insuring agreement integrated disability management (IDM) integrated excess policies integrated project delivery (IPD) integrated risk intellectual property intellectual property defense cost reimbursement insurance intellectual property infringement abatement insurance interchange agreements interest rate risk interim bill interim (permit) status inter-insurance exchange Interjurisdictional Agreement on Workers Compensation (IJA) Interjurisdictional Trucking Agreement (ITA) interlining interlocutory appeal intermediary intermediary clause intermodal Intermodal Surface Transportation Efficiency Act (ISTEA) of 1991 International Fuel Tax Agreement (IFTA) International Registration Plan (IRP) international reverse business Internet of Things (Io T) interpolicy stacking interrelated claims provisions interrogatory interstate commerce Interstate Commerce Act of 1887 Interstate Commerce Commission (ICC) Interstate Commerce Commission Termination Act of 1995 interstate experience rating intrafamily immunity intrapolicy stacking intrastate commerce intrastate experience rating invasion of privacy Investment Company Act of 1940 investment income investment risk invitee irrevocable beneficiary irrevocable letter of credit (ILOC) issued business A B C D E F G H I J K L M N O P Q R S T U V W X Y Z jettison jewelers block insurance job safety analysis (JSA) joint and several liability joint and survivorship annuity joint annuity Joint Commission on Accreditation of Healthcare Organizations (JCAHO) joint defense joint employer joint insurance joint operating agreement (JOA) joint underwriting association (JUA) joint venture joisted masonry construction (ISO) Jones Act (Merchant Marine Act of 1920) judgmental immunity judgment rates jumping juvenile insurance jump process Jumpstart Our Business Startups (JOBS) Act jurisdiction jury waiver provision A B C D E F G H I J K L M N O P Q R S T U V W X Y Z Kenney ratio Keogh Act plan key man insurance kidnap/ransom insurance knock-for-knock indemnity known loss provision known loss rule Kotecki waiver A B C D E F G H I J K L M N O P Q R S T U V W X Y Z labor contractor Lamb-Weston rule lapse lapse ratio laptop exclusion large deductible plan large line capacity laser exclusion last injurious exposure latent defect lateral hire laundry listing law clerk law enforcement officers liability law of large numbers lawyers professional liability coverage layer layering lay-up lay-up warranty LC5-lethal concentration LD50-lethal dose leading lead reinsurer lead umbrella lean construction leasehold interest legal action against insurer legal liability coverage form (ISO) Legal Principles Claim Specialist (LPCS) legal risk lender liability lenders liability coverage lenders loss payable endorsement lessee lessees of safe deposit boxes coverage form I lessor less than truckload (LTL) letter of credit (LOC) leverage liability liability for guests' property, premises coverage form L liability for guests' property, safe deposit box coverage form K liability insurance liability limits Liability Risk Retention Act of 1996 libel liberalization clause license license and permit bond licensed insurer/reinsurer licensee lien life expectancy life insurance trust Life Office Management Association (LOMA) Life Underwriter Training Council (LUTC) Lilly Ledbetter Fair Pay Act of 2009 limit limitation of liability clause limitation of risk limited liability company (LLC) limited losses limited Mexico coverage endorsement limited severability provision limit of insurance limit of liability "limits reduction" provision limits under multiple policy (LUMP) years line line of business line sheet line slip liquidated damages liquidity liquidity ratio liquidity risk liquor law liability (dramshop) litigation litigation hold litigation management little Miller Acts livestock collision livestock coverage form livestock mortality insurance Lloyd's broker Lloyd's central fund Lloyd's managing agent Lloyd's members' agent Lloyd's of London Lloyd's syndicate Lloyd's underwriter loan-backs loan participation coverage locality standard London form (BFPD) London Interbank Offered Rate (LIBOR) longevity swaps Longshore and Harbor Workers' Compensation Act (LHWCA) of 1927 long tail liability long-term disability (LTD) income insurance long-term insurance loss loss adjustment expense (LAE) loss assessment loss carryforward loss conditions loss constant loss control loss control report loss conversion factor (LCF) loss costs loss damage waiver (LDW) loss development loss development factor (LDF) losses incurred losses in excess of policy limits loss event loss forecasting loss limit loss limitation loss loading (multiplier) loss mitigation underwriting (LMU) loss of consortium suits loss of income coverage loss payable clause loss payee loss payout curve loss pick loss portfolio agreements loss portfolio transfer (LPT) loss prevention loss rating loss ratio loss ratio coverage loss reduction loss report loss reserve loss reserve stability loss run loss sensitive plans loss trending loss triangle lost policy release lowest achievable emission rate low speed vehicle (LSV) A B C D E F G H I J K L M N O P Q R S T U V W X Y Z maintenance, cure, and wages maintenance wrap-up major life activity major medical insurance major shareholder exclusion malicious code malicious prosecution malpractice malpractice insurance malware managed care managed care coverage endorsement managed care liability insurance managed care organization (MCO) management advisory services management liability insurance Management Liability Insurance Specialist (MLIS®) managing general agent (MGA) managing general underwriter (MGU) mandatory arbitration provision mandatory securities valuation reserve manifestation theory manifest system manual premium manual rates manufacturers and contractors (M&C) insurance manufacturers output policy (MOP) manufacturers penalty insurance manufacturer's selling price endorsement manuscript certificate of insurance manuscript form or policy margin clause marina operators legal liability coverage marine insurance marine survey maritime law market conduct market conduct exam market cycles market risk market service agreement (MSA) market value market value clause masonry noncombustible construction (ISO) master policy master service agreement (MSA) matching deductible material safety data sheet (MSDS) mature mature claims-made maturity maturity date maximum foreseeable loss (MFL) maximum medical improvement (MMI) maximum possible loss (MPL) maximum premium Mc Carran-Ferguson Act (Public Law 15) of 1945 MCS-90 endorsement mean reserve means and methods of construction mean/variance/covariance (MVC) risk modeling method media liability coverage mediation mediation incentive deductible Medicaid medical fee schedule Medical Injury Compensation Reform Act (MICRA) of 1975 medical malpractice "caps" medical malpractice insurance medical payments, auto medical payments, general liability medical payments, homeowners Medicare Medicare fraud and abuse insurance Medicare, Medicaid, and SCHIP Extension Act (MMSEA) of 2007 Medicare set-aside Medigap policy med-mal membership accounting members of Lloyd's of London mental impairment mental-mental injuries menu-driven policy mercantile open stock mercantile robbery mercantile safe burglary Meredith Principles merger and acquisition litigation Mexico coverage microcaptive midi-tail Migrant and Seasonal Agricultural Worker Protection Act (MSAWPA) of 1983 mill construction Miller Act of 1935 Million Dollar Round Table (MDRT) mineral lease mine subsidence coverage minimum and deposit (M&D) minimum deposit policy minimum premium ministerial exception mini-tail mini-trial minor's compromise miscellaneous liability coverage miscellaneous type vehicles misclassification claims misrepresentation misstatement of age provision mixed-motive evidentiary standard (in employment discrimination cases) mix of services mobile equipment mobile home policy model model act modification factor (the "mod") modified fire resistive construction (ISO) modified premium monetary threshold money and securities broad form policy money orders and counterfeit paper currency insurance monoline monopolistic state funds Monte Carlo simulation (MCS) Montrose doctrine Montrose provision moonlighting coverage morale hazard moral hazard morbidity mortality mortality table mortgage-backed security mortgage errors and omissions insurance mortgageholders mortgage impairment insurance mortgage insurance mortgage (mortgagee) clause most favored venue wording motion motion in limine motion practice motion to dismiss Motor Carrier Act (MCA) of 1980 Motor Carrier Act Endorsement motor carrier policy motorcycle insurance motor home policy motor truck cargo motor vehicle motor vehicle insurance law motor vehicle record (MVR) motor vehicle registration law moving cause multiemployer pension and benefit plans multi-peril crop insurance (MPCI) multi-period excess earnings (MPEE) method multiple coordinated policies multiple indemnity multiple parent captive multiple protection insurance multiple trigger insurance contracts multiplied damages multiyear single limit (MYSL) mutual additional insured status mutual benefit association mutual company mutual fund mutual insurer mutualization mutual law enforcement agreements A B C D E F G H I J K L M N O P Q R S T U V W X Y Z name named insured named nonowner policy or endorsement named perils coverage name partner National Association of Insurance Commissioners (NAIC) National Association of Registered Agents and Brokers (NARAB) National Council on Compensation Insurance (NCCI) National Flood Insurance Program (NFIP) National Highway Traffic Safety Administration (NHTSA) National Independent Statistical Service (NISS) nationalization National Practitioner Data Bank (NPDB) National Priorities List (NPL) National Response Center National Response Team (NRT) National Safety Council Nationwide Marine Definition natural death naturally occurring asbestos (NOA) naturally occurring substances negative basis negligence negligence per se negligent entrustment negligent evaluation negligent provider selection negligent referral negligent retention net interest earned net level premium net line net loss net loss reserves net present value net retained liability net retention net risk (risk limitation) network net written premium new for old newly acquired entities newsgathering torts New Source Performance Standards (NSPS) nexus NFC mortality rate no-fault no further remedial action planned nonadmitted asset nonadmitted balance nonadmitted insurance nonadmitted insurance (international insurance) nonadmitted insurer nonadmitted reinsurance Nonappropriated Fund Instrumentalities Act of 1952 nonassessable nonassignable noncertified act of terrorism noncombustible construction (ISO) nonconcurrency nonconcurrency of coverage triggers noncontributing, noncontributory noncontributory insurance noncontrolled foreign corporation (NCFC) noncorrelated risks noncumulation of limits provisions nonderivative suits nonduplication of benefits noneconomic damages nonengagement letter nonfiled line of coverage nonfinancial foreign entity (NFFE) nonforfeiture values nonimputation provision noninsurable risk noninsurance noninsurance risk transfer nonledger assets nonmedical nonoperating working interest nonowned automobile nonparticipating (non-par) nonparticipation settlement clause nonpecuniary relief nonpracticing extension nonprofit directors and officers liability insurance nonprofit insurers nonproportional reinsurance nonqualified plans nonratable elements nonrescission provision nonresident agent nonstandard auto insurance nonsubject premium nonsubscriber workers compensation plan nonsubscription nonsuit nontransferability provisions noon clause no-pay, no-play laws normal loss North American Industry Classification System (NAICS) nose coverage notary claim exclusion notice notice of cancellation endorsement notice of cancellation/nonrenewal clauses notice of circumstances during extended reporting period provision notice of claim provision notice of occurrence notice of potential claim provision notice to the company novation nuclear, biological, chemical (NBC) weapons nuclear, biological, chemical, radiological attack/weapon nuclear exclusion A B C D E F G H I J K L M N O P Q R S T U V W X Y Z object objective findings obligatory treaty obligee obligor occupational accident insurance occupational classification occupational disease occupational injury occupational manual occurrence occurrence basis occurrence policy occurrence year ocean marine coverage of counsel off-balance-sheet risk off-duty coverage offer offeree offer of judgment offeror office burglary and robbery Office of Motor Carrier Standards (OMCS) off-premises power coverage offset clause offset (setoff) offshore captive omnibus clause on-demand bonds, bank guarantees ongoing operations Online Privacy Protection Act of 2003 (AB68) onshore captive open perils open rating open stock burglary policy operating cash flow operating earnings operational capital operational risk operational risk financing securities (ORFS) operational risk management (ORM) operator operators extra expense (OEE) optimization optimum level of risk retention option optionally renewable option backdating option instruments option spring-loading opt-out lawsuits ordinance or law coverage ordinary construction ordinary life ordinary payroll limitation or exclusion endorsement organizational documents organizational risk organizing original gross premium (OGP) original insurer ostensible agency liability other insurance clause other states coverage other structures: homeowners policy other-than-collision coverage other underwriting income outcomes measurement outer continental shelf Outer Continental Shelf Lands Act (OCSLA) of 1953 out of employment outplacement outside directors outside directorship liability coverage outstanding losses outstanding loss reserves (OSLR) outstanding premiums overall operating ratio overinsurance overlapping insurance over-line override overriding commission overtime surcharge owner controlled insurance program (OCIP) owner-operator owners and contractors protective (OCP) liability coverage ownership clause owners, landlords, and tenants (OL&T) liability policy owners protective errors and omissions insurance coverage A B C D E F G H I J K L M N O P Q R S T U V W X Y Z package policy paid-in capital paid losses paid loss retrospective rating plan paid up paid-up additions pain and suffering pair or set clause panel counsel par paralegal parallel proceedings parameter risk parcel post coverage parent company pari passu rule parol evidence Part A permit, Part B permit partial disability partial loss partial retention participant participating (par) participating policy participating reinsurance particular average partner partner controlled insurance program (PCIP) partner track party party-in-interest transactions party walls passive foreign investment company (PFIC) passive loss passive retention pass-through entity patent infringement patient compensation funds patient dumping Patient Protection and Affordable Care Act (PPACA) Patient's Bill of Rights legislation Paul v.Virginia payment account payment bond payment card industry fines and assessments insuring agreement payor benefit payout profile pay practices claims payroll payroll audit payroll deduction payroll limitation payroll limitation or exclusion endorsement peer review penal sum penalty pension Pension Benefit Guaranty Corporation (PBGC) Pension Protection Act of 2006 per capita percentage participation per diem business interruption coverage perfect hedge performance bond performance ratio peril peril of the sea per-loss deductible permanent and stationary permanent life insurance permanent partial disability permanent total disability per occurrence limit per occurrence limitation of liability provision per person limit per risk excess reinsurance personal and advertising injury personal articles floater personal auto policy (PAP) personal effects floater Personal Information Protection and Electronic Documents Act (PIPEDA) of 2000 personal injury (PI) personal injury protection (PIP)/no-fault personal liability coverage personal lines personally identifiable information (PII) personal profit exclusion personal property personal risk management (PRM) personal umbrella policy personnel risk per stirpes phishing physical hazard physical impairment physical-mental injuries physical rehabilitation pilot warranty, aircraft placement service agreement (PSA) placement slips plain language laws plaintiff planned retention planning plate glass insurance platooning pleadings point-of-entry treatment device point-of-use treatment device police professional liability insurance policy policy anniversary policy conditions policy date policy definitions policy dividend policy expense allowance policy fee policyholder policyholder dividends policyholder surplus policy loan policy owner policy period policy registers policy reserve policy territory policy writing agent policy year policy year experience political risk insurance pollutant pollutant standard index (PSI) pollution pollution exclusion Ponzi scheme pool portfolio portfolio reinsurance portfolio return portfolio runoff portfolio transfer Port Risk post-emergency recovery post-judgment interest postmortem dividend potentially responsible party (PRP) power of attorney practice insurance policy practice policy preamble preauthorized check plan precedent pre-claim advice credit predecessor firm coverage predictive analytics (PA) or modeling predominant cause preexisting condition preferred provider organization (PPO) preferred risk Pregnancy Discrimination Act (PDA) of 1978 prejudgment interest premises premises burglary coverage premises-operations premises theft and outside robbery coverage form H premium premium, advance premium audit premium basis premium capacity premium deposit premium discount premium loan premium notice premium payment plan premium prepayment premium, pure premium reserve premiums earned premium tax prepaid legal plans preponderance of evidence present value preservation of property preservation order pre-set allocation provision presumption presumptive indemnification provision primary and noncontributory primary beneficiary primary cover primary insurer primary liability principal principal sum principle of indemnification prior acts coverage prior and pending litigation exclusion priority of payments provision prior work exclusion privacy notification and crisis management expense coverage private carrier private company directors and officers liability insurance private crop-hail insurance private equity firm Private Letter Ruling privately held corporation private placement Private Securities Litigation Reform Act of 1995 privileged communication privity of contract probability probability analysis probability of ruin probable maximum loss (PML) probationary period proceeds process process risk process wastewater procuring cause producer producer-owned reinsurance company (PORC) product product disparagement production contracts production of documents product liability product liability exclusion product liability insurance product recall products-completed operations products guarantee legal liability products tampering insurance professional employer organization (PEO) professional liability professional reinsurer professional services exclusion profit center captives profit commission profit load profit sharing plan pro forma (projected) financial statements program business program business captive progressive injury or damage prohibited risk prohibited transaction exemption (PTE) prohibited transactions prohibition of voluntary payments provision pro hoc vice project liability insurance project management protective liability (PMPL) insurance promisee promisor promissory estoppel promissory note proof of loss Property Claim Law Associate (PCLA) Property Claim Law Specialist (PCLS) property damage (PD) property insurance property transfer liability insurance proportional liability proportional reinsurance proposal bond pro rata pro rata cancellation pro rata distribution clause pro rata reinsurance proration pro se prospect prospecting prospective aggregates prospective loss costs prospective rating protected cell captive (PCC) protection and indemnity (P&I) insurance protection classes protective liability insurance protective order protective professional indemnity insurance protective safeguards endorsement provisional notice of cancellation (PNOC) provisional premium proximate cause psychological rehabilitation public adjuster Public Company Accounting Oversight Board (PCAOB) public easement public employee dishonesty coverage Public Law 15 (Mc Carran Act) public liability insurance publicly held corporation public officials bond public officials liability public officials liability insurance public or livery conveyance use public policy exception public private partnership Public Risk Management Association (PRIMA) publishers liability punitive damages purchasing group pure captive pure claims-made policy pure endowment pure loss cost pure premium pure risk purpose not designated exclusion, aircraft putative class action putting in expenses A B C D E F G H I J K L M N O P Q R S T U V W X Y Z qualified person with a disability qualified plan qualified self-insurer qualitative claim auditing Quality Indicator Profile (QIP) quantitative claim auditing quantity discount quantum meruit quasi contract quick assets quid pro quo quid pro quo sexual harassment quota share reinsurance A B C D E F G H I J K L M N O P Q R S T U V W X Y Z Racketeer Influenced and Corrupt Organizations (RICO) Act of 1970 radiological weapon radius class radius of operations railroad protective liability railroad sidetrack agreement rainmaker ratable losses rate rate basis rated insurer rate discrimination rate making rate manual rate of natural change rate on line (ROL) rating rating bureau rating class rating experience rating methodology rating organization readjustment income real estate brokers errors and omissions real property reasonable accommodation reasonable expectations doctrine reasonable repairs reasonably available control technology (RACT) rebate rebating recapture reciprocal reciprocal insurance reciprocity rectification coverage rectification/mitigation (R/M) insurance recurrent disability recurring clause redact redlining redomiciling reduced paid-up insurance reformation (of an insurance policy) refund annuity registered agent registered mail coverage Registered Professional Liability Underwriter (RPLU) registers regression analysis regulated asbestos-containing material (RACM) regulated medical waste Regulation 114 Trust regulatory agency exclusion regulatory defense and penalties coverage regulatory estoppel regulatory risk rehabilitation management reimbursement policies reinstatement reinstatement premium reinsurance reinsurance agreement reinsurance assumed reinsurance captive reinsurance ceded reinsurance commission reinsurance confirmation reinsurance credit reinsurance facility reinsurance/hedging strategy optimization reinsurance intermediaries reinsurance pool reinsurance premium reinsurance recoverable reinsurance sidecar reinsurance treaty reinsurance wheel reinsured reinsurer reinsurer's margin related claims provisions related party insurance income (RPII) related product liability exclusion related risk release relief well coverage remedial action (RA) remedial design remedial investigation remedial project manager (RPM) remedial response remediation remediation cost cap policy remote cause remuneration renewable term renewal certificate renewal policy rent-a-captive rental captive rental cost reimbursement (cost of hire) endorsement rental reimbursement coverage endorsement rents or rental value insurance repatriation repatriation of dividends insurance replacement cost coverage reportable quantity (RQ) reported losses reporting form coverage reporting lag reporting policy repossessed autos endorsement representation representations and warranties insurance reproduction cost reptile theory or strategy reputational risk request for proposal (RFP) rescission Research and Special Programs Administration (RSPA) reservation of rights reserve reserved but not enough (RBNE) residence employee: homeowners policy resident agent residential wrap-up residual market residual market load (RML) residual market loading residual value insurance res ipsa loquitur res judicata Resource Conservation and Recovery Act (RCRA) of 1976 respondeat superior response action Responsible Reporting Entity (RRE) restitution of fees restoration of limits provision results standards resumption plan retail agent retaliation claims retaliatory law retaliatory suits retention retention ability retention plan retired directors liability policies retirement annuity retirement income policy retraction provisions retroactive conversion retroactive date retroactive insurance retrocedent retrocession retrocessionaire retrocessional pools retrospective aggregates retrospective rating return of premium (or cash value) return of professional fees exclusion return of remuneration exclusion return on equity (ROE) return on risk-adjusted capital (RORAC) return premium return-to-work program reverse flow business reverse merger reverse takeover reversionary rider ride sharing riggers liability insurance right of offset right of recourse provision right to repair law ring fence/fencing rip and tear coverage risk risk-adjusted return on capital (RAROC) risk-adjusted return on risk-adjusted capital (RARORAC) risk-adjustment investment (capital) Risk and Insurance Management Society, Inc.Commissioner American Association of Insurance Services (AAIS) American Institute for Chartered Property Casualty Underwriters (AICPCU) American Institute of Architects (AIA) American Institute of Certified Public Accountants (AICPA) American Insurance Association (AIA) American Society for Testing and Materials (ASTM) Americans with Disabilities Act (ADA) of 1990 American Trucking Associations, Inc.(ATA) amount at risk amount subject analytic risk modeling method animal mortality insurance anniversary date anniversary rating date annual aggregate deductible annual statement annuitant annuity annuity certain annuity due answer anti-concurrent causation (ACC) language anti-concurrent cause (ACC) provision anti-indemnity statute anti-stacking provisions antitheft device antitrust liability apparent agency appeal application application of retention apportionment appraisal clause appraisers errors and omissions approval "A" rates arbitration arbitration clause architects and engineers (A&E) liability coverage asbestos asbestos abatement asbestos-containing material (ACM) asbestos program manager assessment company (society or insurer) asset allocation asset class asset risk asset share value assigned risk plan assignee assignment associate Associated General Contractors of America (AGC) Associate in Automation Management (AAM) Associate in Claims (AIC) Associate in Fidelity and Surety Bonding (AFSB) Associate in Information Technology (AIT) Associate in Insurance Accounting and Finance (AIAF) Associate in Insurance Services (AIS) Associate in Loss Control Management (ALCM) Associate in Management (AIM) Associate in Marine Insurance Management (AMIM) Associate in Personal Insurance (API) Associate in Premium Auditing (APA) Associate in Reinsurance (ARe) Associate in Research and Planning (ARP) Associate in Risk Management (ARM) Associate in Surplus Lines Insurance (ASLI) Associate in Underwriting (AU) Associateship of the Chartered Insurance Institute (ACII) associational discrimination association captive association group Association of Trial Lawyers of America (ATLA) association professional liability insurance assume assumed liability assumed premiums assumed reinsurance assumption assumption endorsement assumption of liability agreement assumption of liability endorsement (ALE) assumption of risk assumption of risk doctrine assurance as their interests may appear (ATIMA) at-risk construction management attachment basis attachment point attained age attorney/client communication attorney work product attractive nuisance doctrine A201 construction contract auction rate security (ARS) audit authorized nonadmitted reinsurer auto auto coverage symbols auto loan/lease gap coverage automatic additional insured endorsement automatic increase in insurance provision automatic insureds automatic premium loan automatic treaty automobile Automobile Claim Law Associate (ACLA) Automobile Claim Law Specialist (ACLS) automobile liability excess indemnity automobile liability insurance automobile physical damage insurance autonomous vehicle average basis average rate average severity average weekly wage (AWW) aviation accident insurance aviation hazard avoidance awareness provisions A B C D E F G H I J K L M N O P Q R S T U V W X Y Z backdated liability insurance back pay back-to-back deductible bad faith bailee bailee coverage balance balance billing bancassurance bank bank assurance bankers professional liability (BPL) insurance (BPLI) bankruptcy condition ban-the-box legislation bareboat charter bare walls coverage barratry Basel Committee on Banking Supervision base premium basic causes of loss form (ISO) basic extended reporting period (BERP) basic limits basic premium basic premium factor basic rate basis point(s) basis risk basket aggregate basket deductible basket retention batch clause beauty contest below-target-risk (BTR) BEN benchmarking bench-scale tests bench trial beneficiary benefits benefits payable exclusion best available control measures (BACM) best demonstrated available technology (BDAT) Best’s Capital Adequacy Ratio (BCAR) Best's rating betterment clause bid bond bid deducts bifurcation bikini deductible bilateral extended reporting period provision bill of lading binder bingo card program bingo stamp biological magnification biomechanical analysis bioremediation Bipartisan Campaign Reform Act of 2002 Black Lung Benefits Act of 1973 blackmail settlement clause blackout period blanket additional insured endorsement blanket contractual liability insurance blanket fidelity bond blanket group boiler and machinery coverage blanket limit blanket medical expense blanket policy blanket position bond blended finite risk blended risk blockchain technology blowout and cratering blowout prevention warranty Blue Book blue plan board committees boards and bureaus boatowners policy bobtail bobtail liability bodily injury (BI) bodily injury by accident limit (workers compensation) bodily injury by disease, each employee (workers compensation) bodily injury by disease—policy limit (workers compensation) boiler and machinery (BM) insurance boilerplate bond bonding book value boom coverage bordereau borderline risk Bornhuetter-Ferguson technique borrowed servant rule boutique law firm branch profits tax brand equity brand rehabilitation brands and labels endorsement breach breach of an employment contract breach of contract breach of warranty clause break point British business interruption coverage broadcasters liability broad causes of loss form (ISO) broad evidence rule broad form comprehensive general liability (BFCGL) endorsement broad form contractual liability insurance broad form drive other car coverage broad form hold harmless clause broad form named insured endorsement broad form pollution exclusion broad form property damage (BFPD) broker brokerage department brokerage market brother-sister relationship brownfield Brownian motion browse-wrap agreement buffer layer builders risk policy building and personal property coverage form (ISO) building codes effectiveness grading schedule (BCEGS) building construction categories (ISO) building information modeling (BIM) building ordinance coverage building rate bulk reserves bullying bumbershoot burden of proof burglary burning cost business auto policy (BAP) business continuity management (BCM) business continuity plan (BCP) business income coverage business income from dependent properties business income worksheet business interruption coverage business interruption worksheet business judgment rule business legal expense insurance businessowners policy (BOP) business risk business use class "but for" cause but for evidentiary standard (in 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